Why Managed?

Automating interest rate management maximizes your capital efficiency and significantly reduces redemption risks and costs:

• Zero Gas Fees: All adjustment-related gas costs are covered by us.
• Optimal Rates: Real-time market monitoring ensures adjustments are executed precisely and timely.
• Proactive Adjustments: Risk of redemptions is actively minimized through proactive management.

Manual vs. Managed

The following diagram compares Summerstone's automated approach to manual management:

Manual Management: Hidden Costs and Risks

Managing your own interest rates may seem straightforward, but often involves significant unseen costs:

• Gas Fees: Frequent manual adjustments become costly quickly.
• Redemption Risk: Manual updates are often too late or suboptimal, increasing the risk of loan redemption.
• Emotional Cost: Constant anxiety and stressful emergency adjustments during market volatility.
• Capital Inefficiency: Overpaying interest due to delayed or missed adjustments.

Why Summerstone Rate Management?

Summerstone's automated interest rate management to eliminate the burden of constant monitoring and management costs, maximizing your capital efficiency and significantly reducing redemption risks:

• Significant savings: Automatically optimized interest rates can significantly lower your borrowing costs compared to manual management.
• Reduced gas costs to zero: Automated adjustments save significant gas costs compared to frequent manual management.
• Optimized Interest Rates: Our continuous monitoring and real-time adjustments lead to lower average interest rates. Manual updates are often too late or suboptimal, increasing costs and the risk of loan redemption.
• Proactive risk management: Our algorithm monitors market conditions around the clock, actively managing user’s redemption risk.
• User remains in control: Delegate only the management of your interest rate. Summerstone can never take custody or control of your funds.
• Trusted expertise: As long-term partners of Liquity AG, we leverage deep expertise in blockchain analytics and operational excellence.