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Managed Interest Rates

Sleep Well While Your Loans Work For You​

Summerstone provides automated, efficient, and reliable interest rate management for your Liquity-V2-based loans. Set your risk preferences once, and let our algorithms handle the rest.

  • Reduced Gas Costs: Automated adjustments save significant gas costs compared to frequent manual management.
  • Optimized Interest Rates: Our continuous monitoring and real-time adjustments typically lead to lower average interest rates.
  • Proactive Risk Management: Our automated system reduces the likelihood of redemptions during volatile market conditions.

See Your Potential Savings​

Calculate your exact benefits using our interactive Savings Calculator. Quickly compare manual versus automated management scenarios based on your specific position.

Uncompromising Security and Transparency​

All management parameters are locked and verifiable directly on-chain, providing absolute transparency and security:

  • Fixed Management Fee: A maximum fee of 0.3% annually.
  • Adjustment Frequency: Normal adjustments no more frequently than once per week.
  • Immutable Guarantees: Parameters permanently enforced by smart contracts.

How the Automated Adjustment Process Works​

The following diagram illustrates exactly how Summerstone’s automated interest rate management interacts with your loans and the Liquity V2 protocols:

Explanation of the Diagram:​

  • Delegation: You delegate authority to adjust your loan’s interest rate (no fund custody involved).
  • Monitoring: Our algorithm constantly evaluates market conditions, including debt positions, redemption risks, and gas conditions.
  • Adjustment Calculation: The solver computes the optimal interest rate adjustments based on your preset risk strategy.
  • Execution: Adjustments are securely executed directly on the Liquity V2 protocol, reflected transparently on-chain.

Getting Started in Just Minutes​

  1. Open your loan settings in a supported frontend.
  2. Delegate interest rate management to our verified address.
  3. Choose your preferred risk management strategy.
  4. Confirm the transaction - your loans are now fully automated.

Why Trust Summerstone?​

  • Proven Partnership: Long-term collaboration with Liquity AG, developers of the Liquity V2 protocol.
  • Deep Expertise: Extensive experience in blockchain data engineering, real-time market analytics, and robust DeFi market operations.
  • Transparency: Management parameters and actions are fully auditable on-chain at any time.